What a heat pump does
A heat pump moves heat instead of burning fuel to make it. In winter it pulls heat from the outside air and brings it indoors. In summer it runs in reverse and works as an air conditioner. Cold-climate models are designed to keep heating through typical Westchester winters, and many homeowners keep their furnace or boiler as a backup for the coldest days.
Ducted, ductless or a mix
If your home already has ducts for a furnace or central air, a ducted heat pump can often use them, sometimes paired with the existing furnace in what is called a dual-fuel setup. Homes with radiators and no ducts, which are common in older Westchester neighborhoods, often use ductless mini-splits instead. The right choice depends on the house, the ductwork and how you use the rooms.
New York incentives, in general terms
New York State runs the NYS Clean Heat program, which is sponsored by the state's utilities and offers incentives for heat pumps. Incentive amounts and eligibility rules change, and they are usually applied through participating contractors. We do not quote amounts here because they may be out of date by the time you read this. Ask the contractor which incentives apply to your home and how they show up on the price. You can also read about the program at cleanheat.ny.gov.
Questions to ask before you sign
A heat pump is a bigger decision than a like-for-like furnace swap, so take your time with the quote.
- Is the system rated for cold climates, and how was it sized?
- Will it replace the current heat or work alongside it?
- Does the electrical panel have room, or is an upgrade needed?
- Which incentives apply, and are they already taken off the price?
- Who pulls the permit, and what does the warranty cover?
Is it a good fit for your house?
Heat pumps tend to work best in homes with decent insulation and air sealing. Older houses can still be good candidates, but drafty rooms and uninsulated attics make any system work harder. Some contractors will suggest air sealing or insulation first. If you are comparing a heat pump with a new furnace, ask for both prices and an estimate of operating costs at your current fuel and electric rates.
How to send a request
Use the estimate form and choose heat pump installation. Tell us your town, what heats the house now (oil, gas or propane, furnace or boiler), roughly how big the home is and whether it has ducts. We pass the request to an independent installer who serves your area. They contact you to look at the house and give you a written price, and you decide whether to go ahead. Sending a request costs nothing.
Typical heat pump costs
Published national ranges, before any incentives. Not quotes.
| System | Typical range |
|---|---|
| Heat pump installation, most jobs | about $5,000 to $15,000 |
| Ductless mini-split system | about $2,000 to $8,000 |
| Ducted air-source system | about $5,000 to $15,000 |
Ranges are national averages from the source below, rounded, and are not quotes. Your price depends on the home's size, ducts, electrical work, efficiency rating and incentives.
Sources: Fixr, heat pump
Questions homeowners ask
How much does a heat pump cost to install?
Fixr puts most heat pump installs at about $5,000 to $15,000 before incentives, with a national average near $8,350. Ductless systems can cost less for a few rooms. Larger homes and electrical upgrades push the price up.
Do heat pumps work in Westchester winters?
Cold-climate heat pumps are designed to keep heating in freezing weather. Many homeowners keep a furnace or boiler as a backup for the coldest days. Ask the contractor how the system they quote performs at low outdoor temperatures.
Are there rebates for heat pumps in New York?
Yes, the NYS Clean Heat program offers heat pump incentives through the state's utilities. Amounts and rules change, so ask the contractor what currently applies to your home.
Other services
Furnace repair
Gas, oil and propane furnaces that will not start, short cycle or blow cold air.
Furnace replacement and installation
New gas, oil or electric furnaces, including oil to gas conversions.
No-heat requests
House cold and the heat will not come on? Mark your request as no heat.
Boiler repair
Oil and gas boilers for hot water and steam radiators and baseboard.
Ductless mini-splits
Heating and cooling for homes with radiators, additions and finished attics.
Air conditioning repair
Central air that runs but will not cool, leaks or will not start.
Where we take heat pump installation requests
- Furnace repair in Harrison
- Furnace repair in West Harrison
- Furnace repair in Purchase
- Furnace repair in Rye
- Furnace repair in Rye Brook
- Furnace repair in Port Chester
- Furnace repair in Mamaroneck
- Furnace repair in Larchmont
- Furnace repair in White Plains
- Furnace repair in North White Plains
- Furnace repair in Scarsdale
- Furnace repair in Hartsdale
- Furnace repair in Valhalla
- Furnace repair in Armonk
- Furnace repair in New Rochelle
- Furnace repair in Eastchester
- Furnace repair in Elmsford
- Furnace repair in Tuckahoe
- Furnace repair in Bronxville
- Furnace repair in Pelham
- Furnace repair in Ardsley
- Furnace repair in Hawthorne